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Team of Gems Nashik

Empowering Retired Individuals & Second-Inning Homemakers To Earn With Dignity

Guiding you to build a meaningful second career through Life Insurance & Mutual Funds — without disturbing your peaceful lifestyle.

⭐ Earn ₹50,000+ Monthly (Potential)

🏠 Flexible, Part-Time Friendly

🎓 Training & Mentoring Provided

What We Offer

Life Advisor Career

Start your second innings as a Life Advisor with HDFC Life Insurance. Earn while helping families protect their future.

  • ✔ Ideal for retired professionals & home makers
  • ✔ No prior sales experience needed
  • ✔ Clear income roadmap & support

Retirement Planning Support

Make sure your retirement corpus, income and protection are aligned to your lifestyle.

  • ✔ Review of existing savings & insurance
  • ✔ Risk protection & family safety
  • ✔ Practical, easy-to-understand guidance

How It Works

1

Short call to understand your background, age, comfort and goals.

2

Guided onboarding + training on products, basics of finance and how to talk to clients.

3

Start meeting people, helping them plan, and earn recurring income through commissions.

About Ramesh Bhalerao

I am Ramesh Bhalerao — a Science Graduate, retired Banker, and now a passionate Recruitment In-Charge with HDFC Life Insurance.

Born in a small village and raised through struggle, I completed my education through night college and went on to enjoy a successful 30-year banking career, retiring as a Chief Manager.

Today, I help retired persons and second-inning homemakers build a stable, respectable income of ₹50,000 per month without compromising their comfort, routine, or lifestyle.

My mission is simple: To enable 10,000 families to achieve financial freedom in their second innings.

Why Work With Me

  • 30+ years of professional experience
  • A structured training system
  • Proven recruitment and earning model
  • Zero investment required
  • Work from home, at your pace
  • A noble profession that protects families

Success Stories

“After retiring from a PSU bank, I wanted to stay active but not do a full-time job. This program helped me start earning again while using my banking knowledge.”

Ajay Pande

“As a home maker, I never thought I could become a financial advisor. With guidance and patience, I now confidently talk to families and contribute to our income.”

Harshada Bhavsar

“I work 15–20 hours a week, mostly by appointment. The flexibility and respect I get from clients has made my second innings meaningful.”

Balkrishna Karkare

Join as a Life Advisor

This program is designed for retired professionals and home makers who want a respectful, flexible and meaningful way to earn.

  • ✔ Work 10–25 hours per week
  • ✔ Earn potential ₹50K+/month over time
  • ✔ Learn how to guide families on protection & planning
  • ✔ Support from an experienced Chief Agency Associate

*Actual earnings depend on effort, number of clients handled, and market conditions.

Quick Application Form

Share basic details. We'll contact you to explain the process and check suitability.

Contact Us

Have questions about retirement planning or the Life Advisor program? Send a message and we’ll get back to you.

Business Details

Brand: Second Innings Income

Powered By:
Ramesh Bhalerao – Business Partner and Recruitment Manager, HDFC Life Insurance

Locations:
Nashik · Online across India

WhatsApp (Placeholder):
+91 90000 00000

Email (Placeholder):
contact@secondinningsincome.in

*Insurance and financial products are subject to HDFC Life Insurance policies and IRDAI regulations. This website is for information and lead generation purposes.

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